- A confidential review of your financial situation
- Discussion of available options and alternatives for dealing with debt
- Assistance with budgeting and spending plans
- Impartial information regarding finances and credit concerns
- A realistic plan of action for resolving the problem(s)
- Referrals to other financial or social service organizations for support
DEBT MANAGEMENT PROGRAM
A licenced program to assist in the repayment of unsecured debts that includes:
- A review of your entire financial situation to determine your eligilbility
- Negotiations with your creditors regarding interest rates and agreement to the debt mangement option
- Consolidation of your debts into a single monthly payment
- Repayment of your debts over a period of up to five years
- Ongoing counselling as required to assist you with the program
Financial counselling,information and ongoing support is provided free of charge. There is a minimal initial fee for our Debt Management Program to recover credit reporting and set-up expenses.